Condo For Sale in Cebu
Whether you’re searching for a dream home or a sound investment, Prestiq delivers trusted guidance and a refined experience—because you deserve nothing less.
Condo For Sale in Cebu
Fully Furnished 1-Bedroom Condo Unit For Sale – Midpoint Residences
- Php1,400,000.00
Condo For Sale in Cebu
Searching for the right condo in Cebu can feel like a full-time job. You’re juggling listings, trying to decode developer promos, and wondering if that unit “near IT Park” is really just five minutes away—or five trisikad rides and a 10-minute walk.
We get it.
The process can be overwhelming, especially with so many options and not enough clarity.
At Prestiq, we live where you’re buying. We know which neighborhoods flood during heavy rains, which condos have reliable security and management, and which units offer real value—not just fancy staging.
Whether you’re a first-time buyer, an OFW investing from abroad, or simply looking for a new home base in Cebu, this guide walks you through everything—from lifestyle fit and market trends to financing and paperwork.
We’re here to help you make a smart, confident decision—minus the stress.
What It’s Like to Live in a Condo in Cebu
Condo living in Cebu offers the best of both worlds—urban convenience with island charm.
If you’re looking for a condo for sale in Cebu, you’ll find options that suit a variety of lifestyles. Cebu City is the beating heart of the province, with high-rise condominiums close to workplaces, schools, and malls. It’s ideal for young professionals who want to skip the long jeepney rides and be “duol ra sa IT Park.”
Lapu-Lapu City, with its growing condo clusters near resorts and the airport, is perfect for retirees or digital nomads looking for peace with ocean views.
Mandaue offers mid-market condos close to both business hubs and residential zones, making it a strategic choice for first-time homeowners.
Condos in Cebu: Market Trends You Should Know
The market for a condominium in Cebu is active, especially in Cebu City’s business districts like Lahug, Banilad, and the South Road Properties (SRP).
Developers are focusing on vertical developments due to land scarcity, and prices have steadily increased—averaging ₱150,000 to ₱180,000 per sqm in prime areas.
Preselling units are common, especially from top developers like Ayala Land, Megaworld, and Cebu Landmasters. These offer flexible payment terms but come with a wait time.
On the other hand, ready-for-occupancy (RFO) condos in areas like Mabolo and Kasambagan are popular with OFWs and investors looking to rent out units quickly.
Types of Condo in Cebu: Which One Suits You Best?
The right condominium depends on your goals.
Studio units are popular with students and solo workers, while one- and two-bedroom units cater to couples and small families.
Penthouses and loft units, often found in Cebu Business Park or near IT Park, are sought after by executives and expats.
RFO condos let you move in fast, while preselling units usually offer lower total costs and longer payment terms.
High-rise buildings dominate Cebu City, but if you’re looking for a quieter setting, low-rise condos in Mandaue or Talisay might be your match.
What to Watch Out for When Buying a Condominium in Cebu
Not all condos are created equal.
Some units are in high-traffic or noisy areas—like near Fuente Osmeña or along General Maxilom Ave—so consider noise levels before committing.
Watch out for flood-prone zones in Mabolo and parts of Mandaue. Review the condo’s rules on pets, rentals, and renovations—some associations are stricter than others.
Also, check the developer’s track record. Locals know which companies have a reputation for late turnover or poor property management.
Financing Your Dream Condo For Sale in Cebu: Options for Buyers
Most buyers start with Pag-IBIG Fund, which offers affordable rates and terms up to 30 years. It’s great for first-time homeowners but comes with documentation and income requirements.
Banks like BPI, RCBC, and BDO offer faster processing and higher loan amounts.
In-house financing is available with some developers—typically with shorter terms (5–10 years) and higher interest, but less red tape.
The Process of Buying a Condo in Cebu: What to Expect
Buying a condo for sale in Cebu means dealing with title verification, tax payments, and condo dues.
The unit title (Condominium Certificate of Title or CCT) needs to be transferred under your name. You’ll also handle Documentary Stamp Tax, Transfer Tax, and Registration Fees—paid via the BIR and Registry of Deeds.
Don’t forget local steps like securing tax clearance from the City Assessor and obtaining PSA-issued IDs or civil documents.
At Prestiq, we assist you through each step—from due diligence to handover—so nothing gets missed.
Let’s Make Your Condo Search in Cebu Simpler
You’re not expected to know everything—especially when buying a condo involves developer terms, LGU processes, and stacks of paperwork.
That’s why Prestiq is here. We’re not just another real estate site—we’re your on-the-ground partner, with local insight you won’t find on generic listing platforms.
From helping you compare units across Cebu’s top locations to guiding you through title transfers and background checks on developers, we’re here to simplify the process and help you make informed decisions.
Start by browsing our curated listings, or reach out to one of our local advisors for a quick chat.
No pressure, just helpful guidance.
Talk To an Expert
Office Address
Cebu City, Philippines
Office Hours
Monday to Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
Types
- 1-Bedroom (29)
- 2-Bedroom (14)
- 3-Bedroom (6)
- Penthouse (1)
- Studio Unit (37)
Provinces
- Cebu (220)
Cities
- Carcar (2)
- Carmen (1)
- Cebu City (108)
- Compostela (1)
- Consolacion (7)
- Cordova (2)
- Daanbantayan (1)
- Danao (1)
- Dumanjug (1)
- Lapu-Lapu City (49)
- Liloan (13)
- Mandaue City (22)
- Minglanilla (1)
- Oslob (1)
- Talisay City (9)
