House For Sale in Cebu
Whether you’re searching for a dream home or a sound investment, Prestiq delivers trusted guidance and a refined experience—because you deserve nothing less.
Houses For Sale in Cebu
Single-detached House and Lot For Sale – St. Martin Heights Sapangdako
- Php8,000,000.00
Townhouse House and Lot For Sale – Grand Terrace Consolacion
- Php2,850,000.00
Brand New Single-detached House and Lot With Pool For Sale – Metropolis Subdivision Talamban
- Php26,800,000.00
Brand New Single-detached House and Lot With Pool For Sale – Kishanta Subdivision Talisay
- Php30,800,000.00
Brand New Single-detached House and Lot With Pool For Sale – Greenwoods Executive Village Cebu
- Php16,500,000.00
Single-detached House and Lot For Sale – Villa Del Rio Lapu-Lapu
- Php6,500,000.00
Bungalow House and Lot For Sale – AS Fortuna Mandaue
- Php47,250,000.00
Single-detached House and Lot For Sale – Yati Liloan
- Php24,000,000.00
Single-detached House and Lot For Sale – Basak Mandaue
- Php15,000,000.00
House For Sale in Cebu
Looking for a house for sale in Cebu but not sure where to start? You’re not alone.
Between rising property prices, confusing paperwork, and figuring out which barangay actually feels right, the home-buying journey can feel overwhelming—especially if you’re doing it from outside Cebu or for the first time.
Prestiq understands how personal this decision is—and how local knowledge makes all the difference. We live here, we know which roads flood during rainy season, which subdivisions are near reliable schools, and which listings are really ‘lakang ra sa mall’.
Our goal? To make the process less stressful, more transparent, and tailored to what you actually need.
Whether you’re searching for your first family home or investing in a quiet space near the beach, this guide will help you navigate the real estate landscape with clarity—and with us by your side.
Living in Cebu: What to Expect Before Buying a House
Cebu is more than just beaches and lechon—it’s a dynamic hub where tradition meets progress.
If you’re eyeing to buy a house in Cebu, you’re choosing a province with a unique mix of city energy and island relaxation.
Cebu City is the epicenter—ideal for professionals, entrepreneurs, and students. Lapu-Lapu offers that resort-island vibe with quick airport access. Talisay and Minglanilla are popular with growing families who want space without sacrificing accessibility.
Locals love that you can go from the office to the beach in under an hour. You’ll hear people talk about “lakang ra sa mall” (walking distance to the mall) or avoiding “traffic sa SRP” (the congested South Road Properties area) when choosing a home. It’s this kind of local know-how that makes a difference in finding the right house.
Homes in Cebu: Real Estate Trends and What They Mean for Buyers
The market for a houses in Cebu is active, with both end-users and investors taking interest.
Prices in Cebu City remain higher, with subdivisions in Banawa, Lahug, and Talamban commanding a premium.
Lapu-Lapu continues to grow fast, especially in Maribago and Basak, thanks to new infrastructure and tourism development.
Preselling projects are popular for budget-conscious buyers, while RFO (ready-for-occupancy) homes in areas like Talisay or Consolacion appeal to those who want to move in fast. Developers like Primary Homes, AboitizLand, and Johndorf are consistently delivering mid- to high-end options.
Our team at Prestiq tracks these changes daily, so you’re never left guessing.
Popular Types of Houses in Cebu: Which One Fits You Best?
There’s no one-size-fits-all when it comes to a house for sale in Cebu.
Subdivision houses are perfect for families wanting security and community. Townhouses are big with young couples or starting families—especially in urban barangays like Guadalupe or Mambaling.
Beachside homes in Lilo-an or Cordova offer that vacation-home feel (but watch for storm surge zones!). Gated communities like Pristina North in Talamban or Amara in Lilo-an cater to higher-end buyers looking for long-term comfort. We help you match your lifestyle with the right fit.
What to Watch Out for When Buying a House in Cebu
Cebu’s beauty is real—but so are the risks.
Some properties, especially in low-lying parts of Mandaue or Talisay, are flood-prone. Always check with the barangay or City Hall for flood maps. Zoning laws are enforced in Cebu City more strictly than in smaller LGUs, so don’t skip those checks.
Verify land titles through the Registry of Deeds, and make sure taxes are updated with the BIR.
Each LGU—from Cebu City to Lapu-Lapu—has its own quirks in processing clearances.
Locals know the wait times can vary by city (hint: Cebu City Hall is fastest on Wednesdays!).
Financing Your Dream House in Cebu: Options and Steps
When buying a house in Cebu, most locals start with Pag-IBIG or bank financing.
Pag-IBIG is ideal for affordable homes, especially for first-time buyers.
For higher-end homes, BPI, Security Bank, and Metrobank offer competitive home loan packages.
Some developers offer in-house financing—usually with shorter terms and higher rates but less paperwork.
Once you’re ready, prepare for title transfer fees (about 1.5% of the selling price), Capital Gains Tax (6%), and the Documentary Stamp Tax. Our team guides clients through these, whether it’s navigating BIR offices or getting certified true copies from City Hall.
Ready to Explore the Right House For Sale in Cebu?
You don’t have to figure this out alone.
Prestiq offers more than listings—we provide local insight you can trust. From spotting flood-prone areas to checking developer backgrounds and guiding you through every document, we’re here to make your home search smoother and smarter.
If you’re ready to take the next step, you can start by browsing our available homes in Cebu. Or, if you’d rather talk it through, connect with one of our local advisors for a no-pressure consultation.
We’re here to help whenever you’re ready.
Talk To an Expert
Office Address
Cebu City, Philippines
Office Hours
Monday to Friday: 9:00 AM – 6:00 PM
Saturday: 10:00 AM – 2:00 PM
Sunday: Closed
Types
- Beach House (1)
- Bungalow (5)
- Duplex (2)
- Single Detached (26)
- Single-Attached (4)
- Townhouse (5)
Provinces
- Cebu (220)
Cities
- Carcar (2)
- Carmen (1)
- Cebu City (108)
- Compostela (1)
- Consolacion (7)
- Cordova (2)
- Daanbantayan (1)
- Danao (1)
- Dumanjug (1)
- Lapu-Lapu City (49)
- Liloan (13)
- Mandaue City (22)
- Minglanilla (1)
- Oslob (1)
- Talisay City (9)
